“Everyone’s dreams deserve our undivided attention.”

— N.Jadhav

Financial planning is a collaborative process,
not a product.

We believe it is crucial for individuals to understand all of their options, so that they can make an informed decision.

That is why we work with each of our clients personally. With every client, we start first by listening. Listening as you tell us about who you or your business are. Listening as you tell us your hopes and dreams, goals, and aspirations. Listening as you tell us about how the last year or years have been for you. Only after we have an idea of who you are and what matters to you, do we begin to craft a plan to help you get one step closer to achieving your goals.

In addition to individuals, Luminous Financial & Tax Advisors, LLC (LFTA) serves the needs of businesses too. We know how much energy and dedication you put into your business, and we want to help you grow. When you meet with us, we can help plan cash flow management, succession planning, and long-term tax strategy. Want to start a new business? We can help you plan that as well. Let’s map out the big picture together. We believe in working together with our clients from start to finish.

Your dreams are important to you, which makes them important to us. Meet with us today and let us help you achieve them.

For Individuals

We can help you plan from education to retirement and everything in between. It is never too soon, or too late, to take control of your financial life.

For Business

We have expertise in everything from cash flow to succession planning. If you are looking to start up a business, we can help with that process as well.

Tax Center

Let us map out tax strategies that serve you best - our tax center is here to help. We are here to help individuals and businesses with all of their tax needs and planning.

Consider This : Finance, Planning and You (Videos)

Small businesses in the US are failing at an alarming rate. Nearly half close their doors by year 5, and 70% fail by year 10. The main reason? They run out of money. Compare that to small businesses in Ecuador and Guatemala that have a nearly 100% loan repayment rate with 85% of borrowers going on to expand their business.

Our leaders and institutions are failing us, but it's not always because they're bad or unethical, says venture capitalist John Doerr -- often, it's simply because they're leading us toward the wrong objectives.

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